| You’ve likely heard about the Coronavirus (officially called “2019-Novel Coronavirus” or “COVID-19”) in the news. While there isn’t a vaccine yet and the immediate health risk remains low, Medicare is still here to help. Your Medicare Part B (Medical Insurance) covers a test to see if you have Coronavirus. This test is covered when your doctor or a health care provider orders it, if you get the test on or after February 4, 2020. You ... |
The video above will autoplay all 5 videos that cover each of the 5 mistakes made during Medicare open enrollment.
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Here are step by step instructions to make it easier for you to receive your full Medicare benefits. The following are steps you should take leading up to turning age 65. Some steps are required while others are suggested to make the transition easier.
Four Months Before You Turn 65
In this video you will listen to Suzanne explain how different Medicare plans work when you travel outside your state of residence.
Here are the questions that Suzanne answers in this video.
Medicare (Part D) Prescription Drug Annual Deductible (Restarts each January)
In this short video, Suzanne McClain of National United Medicare Advisors located in Columbus, Oh, advises those that are choosing a Medicare prescription drug plan during Medicare open enrollment.
Suzanne points out how important it is to check and see if your prescription drug plan has a deductible, and provides a reminder that the annual deductible start over on January first each year.
The information about your prescription ...
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The Biggest Mistakes Made During Medicare’s Annual Enrollment
Watch [Video 1 of 5] Here https://numedicareadvisors.com/biggest-mistakes-people-make-during-medicare-annual-enrollment-1-of-5/
Watch [Video 2 of 5] Here https://numedicareadvisors.com/video-2-of-5-the-biggest-mistakes-made-during-medicares-annual-enrollment/
In this video, Suzanne explains how something as small as checking your plan’s preferred pharmacy can save you hundreds of dollars a year.
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Watch video [1 of 5] here https://numedicareadvisors.com/biggest-mistakes-people-make-during-medicare-annual-enrollment-1-of-5/
In this video, Suzanne explains how a drug tier change can cause a co-pay to increase.
The example in this video shows how one client had a tier change on their formulary that caused their co-pay to increase from $8 to $48.
Suzanne emphasizes the importance of checking your prescription drug formulary during Medicare Annual Enrollment to make sure your drug tiers have not changed.
[Video Transcript]
Hi, Suzanne McClain here. Today we’re going to talk about one of the biggest mistakes people make when choosing a Medicare Part D plan, the prescription drug plan.
One of the mistakes that I have seen is, clients are already on a part D plan, and they’d really don’t like change. So they may or may not check to see if their prescription drugs are still on the formulary or are covered by ...
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In this short video, Suzanne McClain explains the three most important dates to remember during AEP.
Link to Dental Video – https://numedicareadvisors.com/what-dental-plan-is-recommended-for-those-on-medicare-with-no-waiting-period-to-use-the-benefits/
Link to site to get Dental and Vision Quote – https://www.mybenefitscomparison.com/mhc/public/recommendation/step1/NUMA
In this Youtube video, Suzanne McClain of National United Medicare Advisors, located in Westerville Ohio, explains how to sign up for vision insurance, step-by-step.
Those that have Medicare find that Medicare covers a very small portion of necessary vision needs for the average Medicare recipient, see what Vision benefits that Medicare covers here at Medicare.gov
Suzanne recommends ...
Since 2001 Gallup has compiled data from an economically focused survey. The poll has consisted of seven questions concerning economic and personal finance.
Here is the link to view the dental plans shown in the video https://www.mybenefitscomparison.com/mhc/public/recommendation/step1/NUMA
Finally! I found a dental plan that I feel great about recommending to my Medicare clients. The one benefit that I am most excited about is that you can enroll today and go the the dentist tomorrow and start using ...
Continue Reading →Suzanne K. McClain of National United Medicare Advisors, explains what Medicare Part C is and how it works. Part C is also known as the advantage plan.
Part C combines Medicare A, B and D into one plan, when you visit your doctor, go to the hospital or pick up your prescription drugs you will only show your advantage plan card.
You can view Medicare.gov here to see how they explain Part C the advantage ...
Continue Reading →Medicare Part B covers many outpatient services. Medicare put these covered services into two categories, Medically necessary and preventative. According to Medicare.gov, Medically necessary services or supplies are those needed to treat or diagnose a medical condition.
Preventative services are considered Health care to prevent illness such as the flu, or detect early onset of disease.
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Suzanne explains how Medicare Part A works in this short video. She shows how Part A covers inpatient care such as hospitals and rehabilitation facilities.
Suzanne also spells out the following Part A deductible.
For in-depth information ...
Continue Reading →Medicare supplement policy versus Medicare Advantage. Medicare part A which is your hospitalization. Medicare Part B is outpatient, so your doctor visit, blood work, CAT scan, x-rays anything outpatient. Your premium for the part B is $134 in 2017, sometimes those numbers are different based on what your taxable income is for the previous year.
Your part A and part B of Medicare it’s kind of like a piece of Swiss cheese, you have a lot of coverage, but there still ...
Continue Reading →Thanks to everyone that stopped by my table at the Ameriprise tent at Muirfield. We had a great time meeting new people and reconnecting with others. If you have any questions regarding Medicare please feel free to reach out to me. If you are not signed up for my weekly Q&A video then be sure to add your email so you never miss a video.
Continue Reading →Suzanne McClain explains what the IRMAA (Income Related Monthly Adjustment Amount) is and how it affects your Medicare Part B premium. In this video, she shows where to go online to view the sliding scale that calculates the premium. You will also hear her explain how to appeal the IRMAA (Income Related Monthly Adjustment Amount), if you have had a life event that triggered it.
Continue Reading →Why Does Social Security Tell You NOT To Laminate Your Medicare Card?
The Social Security department advises against card lamination in general because the card may have built-in security features that could be compromised by lamination. … If you lose your Medicare card, or it gets damaged, you can contact Social Security Administration in any of the following ways to get it replaced.
